There is a real problem out there in the bankruptcy law industry, and this problem is that most lawyers are trying to trick their customers. It is widely known in the legal community that filing for chapter 13 is generally not a good option for most people that are trying to opt for something that can help them file in a personal capacity at the end of the day. It is important to note that many lawyers choose to ignore this due to the reason that they know they can get more fees if they make you go for chapter 13.
Hence, the question that you are probably asking right now is whether or not chapter 7 is truly as cheap as people say it is. A lawyer can usually tell you everything you need to know about bankruptcy, and an honest one would admit that chapter 7 tends to be a lot cheaper. The main cause for this being the case is that chapter 7 does not have as long drawn out a process which means that you can get the process completed by going through fewer sessions.
Not having to go to too many lawyer sessions can greatly decrease the amount of money you would be expected to pay. After all, the lawyer would have a limited number of sessions that they can end up charging you for. Besides, Chapter 7 tends to have less severe long term implications for you. If you find a lawyer that tells you that you should go for chapter 13, bear in mind that the main reason for them doing this is not because it’s objectively a better option but rather because they want money.